[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.juratex.cz\/jak-pojistit-domacnost\/#Article","mainEntityOfPage":"https:\/\/www.juratex.cz\/jak-pojistit-domacnost\/","headline":"Jak pojistit dom\u00e1cnost?","name":"Jak pojistit dom\u00e1cnost?","description":"V dom\u00e1cnosti m\u016f\u017ee doj\u00edt k lecjak\u00e9 nehod\u011b s nejrozmanit\u011bj\u0161\u00edmi mo\u017en\u00fdmi n\u00e1sledky. M\u016f\u017ee j\u00edt o mali\u010dkosti, nad kter\u00fdmi \u010dlov\u011bk m\u00e1vne rukou a \u017eivot jde d\u00e1l, ale m\u016f\u017ee j\u00edt naopak i o n\u011bco v\u00edce ne\u017e z\u00e1va\u017en\u00e9ho, nad \u010d\u00edm se rukama zoufale lom\u00ed a po \u010dem u\u017e \u017eivot t\u0159eba ani d\u00e1l j\u00edt nem\u016f\u017ee. V\u00fd\u010det toho, co v\u0161echno se […]","datePublished":"2019-02-12","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.juratex.cz\/author\/#Person","name":"","url":"https:\/\/www.juratex.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"juratex.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.juratex.cz\/wp-content\/uploads\/img_a335865_w2964_t1549135879.png","url":"https:\/\/www.juratex.cz\/wp-content\/uploads\/img_a335865_w2964_t1549135879.png","height":0,"width":0},"url":"https:\/\/www.juratex.cz\/jak-pojistit-domacnost\/","about":["D\u016fm a zahrada"],"wordCount":621,"articleBody":"V dom\u00e1cnosti m\u016f\u017ee doj\u00edt k lecjak\u00e9 nehod\u011b s nejrozmanit\u011bj\u0161\u00edmi mo\u017en\u00fdmi n\u00e1sledky. M\u016f\u017ee j\u00edt o mali\u010dkosti, nad kter\u00fdmi \u010dlov\u011bk m\u00e1vne rukou a \u017eivot jde d\u00e1l, ale m\u016f\u017ee j\u00edt naopak i o n\u011bco v\u00edce ne\u017e z\u00e1va\u017en\u00e9ho, nad \u010d\u00edm se rukama zoufale lom\u00ed a po \u010dem u\u017e \u017eivot t\u0159eba ani d\u00e1l j\u00edt nem\u016f\u017ee. V\u00fd\u010det toho, co v\u0161echno se m\u016f\u017ee v takov\u00e9 dom\u00e1cnosti st\u00e1t, by mohl b\u00fdt pomalu nekone\u010dn\u00fd; sta\u010dilo by popustit uzdu fantazii a \u010dlov\u011bk by p\u0159i\u0161el na spoustu mo\u017enost\u00ed. A stejn\u011b by ur\u010dit\u011b je\u0161t\u011b n\u011bjak\u00e9 opomenul.
 
 A nechce-li \u010dlov\u011bk riskovat, \u017ee to jednoho dne ve slab\u00e9 chvilce t\u0159eba i hodn\u011b \u0161patn\u011b skon\u010d\u00ed, nem\u011bl by zapom\u00ednat na poji\u0161t\u011bn\u00ed. Proto\u017ee zde m\u016f\u017ee j\u00edt o zbyte\u010dn\u00e9 vyhazov\u00e1n\u00ed pen\u011bz, je\u017e je v\u0161ak tou nejlep\u0161\u00ed mo\u017enost\u00ed. Kdy\u017e se utr\u00e1c\u00ed za pojistku, ji\u017e nen\u00ed t\u0159eba nikdy \u010derpat, jist\u011b uzn\u00e1te, \u017ee je to lep\u0161\u00ed ne\u017e ji kv\u016fli n\u011bjak\u00e9 trag\u00e9dii vyu\u017e\u00edvat. O tom, \u017ee ji kv\u016fli jej\u00ed absenci nen\u00ed eventu\u00e1ln\u011b mo\u017eno p\u0159i pohrom\u011b vyu\u017e\u00edvat, ani nemluv\u011b.
 
 Jen\u017ee co by si m\u011bl jeden pojistit, \u017ee? A jak? V\u017edy\u0165 nen\u00ed poji\u0161t\u011bn\u00ed jako poji\u0161t\u011bn\u00ed a takov\u00e9 . A kdo se v tom m\u00e1 vyznat, kdo m\u00e1 odhadnout, co je to prav\u00e9?
 
 No vy, kdo jin\u00fd! Vy, kte\u0159\u00ed se chcete \u010di p\u0159\u00edmo pot\u0159ebujete pojistit.
 
 Pojistit se m\u016f\u017eete t\u0159eba ve form\u011b z\u00e1kladn\u00edho poji\u0161t\u011bn\u00ed. Zde se jedn\u00e1 o poji\u0161t\u011bn\u00ed dom\u00e1cnosti jako celku, jej\u00ed jednotliv\u00e9 sou\u010d\u00e1sti maj\u00ed dan\u00fd ur\u010dit\u00fd limit pln\u011bn\u00ed. Ov\u0161em probl\u00e9m m\u016f\u017ee vzniknout ve chv\u00edli, kdy v takov\u00e9 dom\u00e1cnosti vezme za sv\u00e9 n\u011bco nadstandardn\u00ed hodnoty. Kup\u0159\u00edkladu vyho\u0159\u00edte, a zat\u00edmco v\u00e1m poji\u0161\u0165ovna (ne)ochotn\u011b proplat\u00ed v\u0161e od ba\u010dkor a\u017e po oho\u0159el\u00e9 n\u00e1dob\u00ed a televizor, za\u0161prajcuje se a odm\u00edtne zaplatit cennou sb\u00edrku origin\u00e1l\u016f od Rembrandta a Picassa, kter\u00e9 zdobily va\u0161i ze\u010f vedle sho\u0159el\u00e9 kuchy\u0148sk\u00e9 linky. Co\u017e trochu p\u0159eh\u00e1n\u00edm, ale jde p\u0159ece jenom o p\u0159\u00edklad. Proto\u017ee na tak drah\u00e9 v\u011bci se z\u00e1kladn\u00ed pojistka nevztahuje. Proto\u017ee ta je sjedn\u00e1v\u00e1na jednodu\u0161e na pobo\u010dce poji\u0161\u0165ovny nebo dokonce on-line, bez zvl\u00e1\u0161tn\u00edho zkoum\u00e1n\u00ed a za pom\u011brn\u011b mal\u00fd pen\u00edz, a za m\u00e1lo pen\u011bz tu hodn\u011b muziky o\u010dek\u00e1vat nem\u016f\u017eete.
 
 V\u00fd\u0161e pojistn\u00e9ho pln\u011bn\u00ed a pojistn\u00e9, je\u017e mus\u00ed \u010dlov\u011bk platit, tu z\u00e1vis\u00ed na za\u0159\u00edzen\u00ed bytu a jeho vybaven\u00ed, na spot\u0159ebi\u010d\u00edch a obytn\u00e9 plo\u0161e, \u00farovni zabezpe\u010den\u00ed proti kr\u00e1de\u017ei a loupe\u017ei, na po\u010dtu pojistn\u00fdch ud\u00e1lost\u00ed v uplynul\u00fdch letech a lokalit\u011b, kde se takov\u00e1 dom\u00e1cnost nach\u00e1z\u00ed.
 
 Na dra\u017e\u0161\u00ed vybaven\u00ed dom\u00e1cnosti, t\u0159eba ty mnou zm\u00edn\u011bn\u00e9 Rembrandty a Picassy, pak bude pot\u0159eba poji\u0161t\u011bn\u00ed dopl\u0148kov\u00e9 neboli takzvan\u011b luxusn\u00ed. To u\u017e bude logicky dra\u017e\u0161\u00ed a bude si \u017e\u00e1dat i v\u00edce tahanic s poji\u0161\u0165ovnou. Proto\u017ee to v\u00edte, drah\u00e9 v\u011bci nejsou levn\u00e9 a tak tady sranda kon\u010d\u00ed. Ale pojistit je lze a vyplat\u00ed se to. Kdy\u017e o n\u011b p\u0159ijdete, a\u0165 se m\u016f\u017eete d\u00edvat nam\u00edsto Mony Lisy aspo\u0148 na kufr Masaryk\u016f na p\u011btitis\u00edcovk\u00e1ch, \u017ee? Co\u017e sice nen\u00ed ono, ale tak\u00e9 to nen\u00ed \u0161patn\u00fd pohled. 
 
 
                                                                                                                                                                                                                                                                                                                                                                                         3.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak pojistit dom\u00e1cnost?","item":"https:\/\/www.juratex.cz\/jak-pojistit-domacnost\/#breadcrumbitem"}]}]