[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.juratex.cz\/coz-si-takhle-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.juratex.cz\/coz-si-takhle-pujcit\/","headline":"Co\u017e si takhle p\u016fj\u010dit?","name":"Co\u017e si takhle p\u016fj\u010dit?","description":"Aby \u010dlov\u011bk zaplatil v\u0161e, co souvis\u00ed s jeho \u017eivotn\u00edmi pot\u0159ebami, mus\u00ed m\u00edt dostate\u010dn\u011b vysok\u00e9 v\u00fdd\u011blky. Pokud je nem\u00e1, mohou b\u00fdt \u0159e\u0161en\u00edm i jeho \u00faspory, je\u017e ale u v\u011bt\u0161iny na\u0161inc\u016f nejsou definitivn\u00edm \u0159e\u0161en\u00edm, proto\u017ee zpravidla nejsou natolik horentn\u00ed, aby vydr\u017eely na cel\u00fd \u017eivot, a d\u0159\u00edve \u010di pozd\u011bji dojdou. A co pak? Pak u\u017e nezb\u00fdv\u00e1 ne\u017e \u017e\u00edt […]","datePublished":"2019-09-16","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.juratex.cz\/author\/#Person","name":"","url":"https:\/\/www.juratex.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"juratex.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.juratex.cz\/wp-content\/uploads\/img_a363585_w2284_t1576165532.jpg","url":"https:\/\/www.juratex.cz\/wp-content\/uploads\/img_a363585_w2284_t1576165532.jpg","height":0,"width":0},"url":"https:\/\/www.juratex.cz\/coz-si-takhle-pujcit\/","about":["Finance"],"wordCount":474,"articleBody":"   Aby \u010dlov\u011bk zaplatil v\u0161e, co souvis\u00ed s jeho \u017eivotn\u00edmi pot\u0159ebami, mus\u00ed m\u00edt dostate\u010dn\u011b vysok\u00e9 v\u00fdd\u011blky. Pokud je nem\u00e1, mohou b\u00fdt \u0159e\u0161en\u00edm i jeho \u00faspory, je\u017e ale u v\u011bt\u0161iny na\u0161inc\u016f nejsou definitivn\u00edm \u0159e\u0161en\u00edm, proto\u017ee zpravidla nejsou natolik horentn\u00ed, aby vydr\u017eely na cel\u00fd \u017eivot, a d\u0159\u00edve \u010di pozd\u011bji dojdou. A co pak? Pak u\u017e nezb\u00fdv\u00e1 ne\u017e \u017e\u00edt t\u0159eba i v\u00edce ne\u017e skromn\u011b, ba i p\u0159\u00edmo b\u00eddn\u011b. Nebo se to d\u00e1 vy\u0159e\u0161it p\u016fj\u010dkou. Jen\u017ee ono to nen\u00ed zase a\u017e tak jednoduch\u00e9, jak by se mohlo na prvn\u00ed pohled zd\u00e1t. Proto\u017ee o p\u016fj\u010dku se sice m\u016f\u017ee uch\u00e1zet kdykoliv kdokoliv, ov\u0161em to neznamen\u00e1, \u017ee se j\u00ed tak\u00e9 ka\u017ed\u00fd do\u010dk\u00e1. Pravidlem tu toti\u017e je, \u017ee se p\u016fj\u010duje nejsn\u00e1ze t\u011bm, kdo jsou na tom docela dob\u0159e, kdo vyd\u011bl\u00e1vaj\u00ed velk\u00e9 pen\u00edze a jejich finan\u010dn\u00ed situace vypad\u00e1 navzdory moment\u00e1ln\u00edm t\u011b\u017ekostem velmi dob\u0159e. Zat\u00edmco ti, kdo by pot\u0159ebovali pomoc nejv\u00edce, m\u00edvaj\u00ed v bank\u00e1ch sm\u016flu. Nebo\u0165 nedok\u00e1\u017eou dolo\u017eit dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy nebo dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, mohou m\u00edt i jin\u00e9 dluhy nebo z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a podobn\u011b. A tac\u00ed vzbuzuj\u00ed ned\u016fv\u011bru, je\u017e nakonec vede k odm\u00edt\u00e1n\u00ed jejich \u017e\u00e1dost\u00ed. A lze kvitovat s povd\u011bkem aspo\u0148 to, \u017ee se i pro ty nejslo\u017eit\u011bj\u0161\u00ed p\u0159\u00edpady nakonec n\u011bjak\u00e9 to \u0159e\u0161en\u00ed najde. Je tu toti\u017e t\u0159eba i hypot\u00e9ka bez p\u0159\u00edjmu, d\u00edky n\u00ed\u017e nejsou zcela zbaveni nad\u011bj\u00ed na p\u016fj\u010dku ani ti, kdo vyd\u011bl\u00e1vaj\u00ed v\u00edce ne\u017e mizern\u011b. U t\u00e9to hypot\u00e9ky toti\u017e nez\u00e1le\u017e\u00ed a\u017e tak moc na v\u00fd\u0161i \u017eadatelov\u00fdch p\u0159\u00edjm\u016f, stejn\u011b jako na jin\u00fdch t\u00e9matech, je\u017e jsou t\u0159eba v bank\u00e1ch rozhoduj\u00edc\u00ed. Tady z\u00e1le\u017e\u00ed jenom a pouze na tom, je-li takov\u00fd \u017eadatel schopen hradit spl\u00e1tky, je\u017e ho v p\u0159\u00edpad\u011b p\u016fj\u010dky logicky \u010dekaj\u00ed. A tak\u00e9 mus\u00ed b\u00fdt tento schopen d\u00e1t nebankovn\u00ed spole\u010dnosti do z\u00e1stavy vhodnou nemovitost odpov\u00eddaj\u00edc\u00ed hodnoty coby z\u00e1ruku, \u017ee v\u0161e skute\u010dn\u011b m\u00edn\u00ed vr\u00e1tit a vr\u00e1t\u00ed. Proto\u017ee i nebankovn\u00ed sektor pot\u0159ebuje jistoty, i ten mus\u00ed v\u011bd\u011bt, \u017ee nevr\u00e1t\u00ed-li dlu\u017en\u00edk to, co m\u00e1, daj\u00ed se jeho dluhy vymoci jin\u00fdm zp\u016fsobem. Ale kdo si p\u016fj\u010duje s rozumem a mysl\u00ed to up\u0159\u00edmn\u011b, nem\u00e1 se tu \u010deho b\u00e1t. A nen\u00ed jedin\u00fd d\u016fvod, pro\u010d si takovou p\u016fj\u010dku nevz\u00edt.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co\u017e si takhle p\u016fj\u010dit?","item":"https:\/\/www.juratex.cz\/coz-si-takhle-pujcit\/#breadcrumbitem"}]}]